With over 11 years of extensive experience in Finance and Risk Management, Mrs. Vijiya Deshmukh has established herself as a distinguished professional in the financial services and precious metals industry. Her expertise spans key areas such as gold loans, personal loans, microfinance, and small business lending, making her a well-rounded leader in the sector.

Mrs. Deshmukh possesses specialized expertise in gold loans, with a keen understanding of risk assessment, loan structuring, and market fluctuations in the gold industry. She has played a critical role in developing risk management strategies to optimize lending operations, ensuring a balance between portfolio growth and asset security. Her insights into customer behavior, gold price trends, and collateral valuation have contributed to expanding gold loan product offerings while minimizing financial risks.