Mr. Alok Pathak
Director & CEO
Mr. Alok Pathak brings with him over Three decades of extensive experience across various domains of banking, including Branch Banking, Corporate Lending, Retail Assets, Treasury, and Risk Management. In his most recent role, he served as the Head – Assets at Utkarsh Small Finance Bank, where he was responsible for overseeing the overall performance and strategic direction of all asset businesses of the bank, excluding Microfinance. Prior to this, he held the position of Chief Risk Officer at Utkarsh for eight years, where he played a key role in establishing and strengthening the bank’s risk management framework.
Earlier in his career, Mr. Pathak held senior roles such as Executive Vice President – Risk Management at Yes Bank and Deputy Vice President – Risk Management at Axis Bank. He began his banking journey with State Bank of Mysore, where he served as Deputy Manager and handled diverse responsibilities across branch banking, retail and corporate lending, and also worked as a dealer in the domestic treasury for nearly four years.
Mr. Vitthal Mandavkar
Director | Strategy & IR
With over a decade of experience in the Finance, Hospitality & Logistics sectors, he has built an extensive and diverse portfolio across lending, wealth management, and business operations. His deep-rooted passion for the banking and financial industry has driven his expertise, particularly in the lending business, where he has hands-on experience with a range of financial products, including microloans, gold loans, MSME loans, and other credit solutions.
As the Founder & Managing Director of VM Group and VML Solutions, he has played a key role in shaping financial strategies and expanding business operations. His leadership extends across multiple organizations and Financial companies.
Mr. Upagupta Mohapatra
Director | Regulatory & Compliance
Having more than 30 years of experience in the field Finance and working with India’s top National Banks in various departments. He has immense knowledge of the field and has worked in various departments like Investment & Merchant Banking, Treasury, Credit Management, Risk Management, etc. He was associated with Central Bank of India for over 11 years in multiple roles throughout his period. In his stint at the Central Bank, he successfully raised over INR 5000 Crores for its Client companies.
He has completed his Master’s in Business Management from Asian Institute of Management (Philippines). He is also a Certified Associate of Indian Institute of Bankers (CAIIB). He is associated with SEBI mandated Nayak Committee for Primary Market Development & is actively working with Association of Merchant Bankers (AMBI), Fixed Income Money Market, Derivative Association (FIMMDA).
Mr. Vishvajit Deshmukh
Director | Operations, HR & Tech
With a distinguished career in finance, Mr. Deshmukh is a highly accomplished MBA graduate specializing in Finance from the prestigious Narsee Monjee Institute of Management Studies (NMIMS). He brings extensive expertise in Treasury Management, Working Capital Optimization, Investment Strategies, Banking Operations, and M&A, making him a valuable asset to any financial institution.
His professional experience includes key roles in multinational corporations, notably serving as Manager – Treasury Operations & Working Capital at ArcelorMittal, where he played a pivotal role in boosting Supply Chain Financing solutions, optimizing financial strategies, managing liquidity, and enhancing operational efficiency. Additionally, his tenure as a Consultant at Marsh allowed him to advise organizations on risk management and insurance solutions to mitigate business risks.
Mrs. Vijiya Deshmukh
Director | Risk Management & Treasury
With over 11 years of extensive experience in Finance and Risk Management, Mrs. Vijiya Deshmukh has established herself as a distinguished professional in the financial services and precious metals industry. Her expertise spans key areas such as gold loans, personal loans, microfinance, and small business lending, making her a well-rounded leader in the sector.
Mrs. Deshmukh possesses specialized expertise in gold loans, with a keen understanding of risk assessment, loan structuring, and market fluctuations in the gold industry. She has played a critical role in developing risk management strategies to optimize lending operations, ensuring a balance between portfolio growth and asset security. Her insights into customer behavior, gold price trends, and collateral valuation have contributed to expanding gold loan product offerings while minimizing financial risks.
Mr. Yashwardhan Soni
Director | Finance, Accounts & Audit
Mr. Yashwardhan Soni is an accomplished Operations Director with a wealth of experience in investment banking and financial auditing. A Chartered Accountant by profession, he has built a strong foundation in finance, enabling him to deliver impactful strategies and financial solutions for businesses across sectors.
Previously serving as Manager and Auditor at VN Financials, Mr. Soni played a critical role in overseeing financial operations, audits, and ensuring compliance with industry regulations. His deep expertise in investment banking further enhances his ability to navigate complex financial landscapes and provide strategic guidance on mergers, acquisitions, and other key financial decisions.
Mr. Andre Charan
Director | Product & IR
Mr. Andre Charan is an experienced Investment Director with a robust background in investment strategy, financial analysis, and impact investing. Holding an LL.B from the esteemed Government Law College, he combines his legal acumen with extensive experience in the financial sector to provide strategic insights and investment leadership.
Having previously served as an Investment Lead at Alsisar Impact and in an Investment role at ACT Grants, Mr. Charan has demonstrated a proven ability to drive impactful investments in diverse sectors. His tenure at the Reserve Bank of India (RBI) under CAFRAL (Centre for Advanced Financial Research and Learning) further underscores his expertise in financial regulations, risk management, and policy development.
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Mumbai, Maharashtra-400001